Auto Financing in Mt. Kisco, NY

FINANCE A LEXUS IN MT. KISCO, NY

Welcome to the finance department at DARCARS Lexus of Mt. Kisco. We're here to guide you through the financial process of purchasing your next Lexus Vehicle. We are dedicated to meeting your needs, that's why we offer a variety of services readily available, so you can get started online today! So even if you wish to pre-qualify from home, we have you covered. We offer auto loans, quick approvals, extended warranty programs and even competitive rates. We will work directly with you to find a financing program that is right for you.

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Buying vs. Leasing: Which Should You Do?

What are the pros to leasing and buying a car? Should you lease or buy your next Lexus in Mt. Kisco, NY? Depending on your budget monthly, how often you will be driving your car, if you want to own the vehicle, and if you want to customize the car can influence whether leasing or purchasing is the optimal decision for you. Here, you can find out the benefits to both choices.

Benefits of a Lease

Why should you lease a new Lexus? If you enjoy driving a newer vehicle, leasing makes it easy to jump into the seat of a new Lexus every 2-3 years. You generally don’t need a large down payment, and leasing tends to offer affordable payments. Leases often come with mileage limits, so as long as you don’t drive a lot of miles each year, leasing can be ideal for you if you want to upgrade to a new Lexus often and are looking for affordability.

Benefits of Buying

Why should you buy a new Lexus? If you want to keep your Lexus for years and have interest in being the owner of the vehicle, purchasing is for you. You can also trade in the vehicle when you want towards the purchase of another car. You will have to consider what to do with the vehicle when you want a new one, whether it’s selling it or trading it in. But, if you’re looking to own a car, customize it, and drive it for miles, consider buying.

New Lexus Vehicles Lease Return Program

Used Vehicles Estimate Your Trade

Car Financing FAQs: Top Questions for Auto Financing

You want to be informed going into financing or leasing a new Lexus in Mt. Kisco, NY, and we have some top questions and answers that can help you make a decision. Explore these questions below to make the financing process easier. To learn more about financing and leasing, contact our finance department at DARCARS Lexus of Mt. Kisco.

What’s the difference between buying and leasing a Lexus?

When you buy a Lexus, you are paying for the total cost of the vehicle upfront or taking out financing and paying on the car loan over time to own the vehicle. When it comes to leasing a Lexus, you are only paying for part of the vehicle, the time that you are leasing it, which is often calculated based on the estimated depreciation of the car.

How do I get a car loan?

To get a car loan, you can first apply for financing. Submit a finance application online to see what kind of auto loan options you get pre-approved for, and you can compare loan options to see which has the best rate and payment for you. You can secure a loan through your local car dealer or choose to get an auto loan through a bank or lender.

What are the benefits of a cosigner?

Having a cosigner on your auto loan may be beneficial depending on your financials and credit. With a cosigner, it may allow you to get a lower interest rate and more affordable payment and enhance the chances of getting a car loan.